Frequently Asked Questions
• Why would I need an Elevation Certificate? An Elevation Certificate provides detailed information about a property's elevation relative to the Base Flood Elevation (BFE). It’s often required for flood insurance purposes or to support a LOMA request.
• I never needed flood insurance before. What has changed? In recent years, FEMA has produced new Flood Insurance Rate Maps (FIRM) for Carbon County, and across Wyoming. Changes in mapping processes have resulted in areas that were previously not in a floodplain model now being included within the floodplain. Due to delays, the FIRMs were not adopted in Carbon County until December of 2024.
• How does Old Glory Engineering help? Old Glory Engineering is qualified to evaluate your elevations with professional equipment to establish elevations with more accuracy and prepare a Flood Plain Elevation Certificate. This may be used to potentially lower your flood insurance rates, or eliminate your need for flood insurance entirely, by submitting a LOMA.
• What is a LOMA? A LOMA is an official amendment to FEMA's Flood Insurance Rate Map (FIRM). It determines if a structure is incorrectly mapped in a high-risk flood zone.
• What documents are required for a LOMA? Typically, you’ll need a completed application form, property deed, and an Elevation Certificate prepared by a licensed professional.
• Why Should I choose Old Glory? Old Glory Engineering provides professional engineering services and is legally qualified to produce Elevation Certificates, with experience in engineering survey work, floodplain knowledge, and professional engineering qualifications. We also offer competitive pricing and price matching.
• Is there a fee for a LOMA application? FEMA does not charge a fee for LOMA requests. However, if you need an Elevation Certificate, there may be costs associated with hiring a surveyor, engineer or architect. For an estimate, CONTACT US today.
• How long does the LOMA process take? The timeline varies but can take several weeks to a few months, depending on the complexity of the request.
• What happens if my property is removed from the flood zone? If FEMA approves your LOMA, the federal flood insurance requirement is lifted. However, lenders may still require flood insurance.
• Do Elevation Certificates expire? No, but they may need updating if there are changes to the property or flood maps.
• How do I find out more? Have more questions? Want an estimate? Feel free to email or call us today at (307) 343-0425.
